E-7 BAH Rates in St. Louis, MO (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in St. Louis, MO is $2,691 per month with dependents and $2,271 per month without dependents. This rate is $11 below the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in St. Louis is approximately $9,168.85 with dependents or $8,748.85 without.
E-7 BAH: St. Louis vs National Average
| St. Louis | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,691 | $2,702 | −$11 |
| Without Dependents | $2,271 | $2,158 | +$113 |
E-7 Total Monthly Compensation in St. Louis
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in St. Louis:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $2,691 | $2,271 |
| BAS | $476.95 | $476.95 |
| Total | $9,168.85 | $8,748.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in St. Louis
- E-3 — $2,268/mo
- E-4 — $2,268/mo
- E-5 — $2,436/mo
- E-6 — $2,655/mo
- O-1 — $2,472/mo
- O-2 — $2,652/mo
- O-3 — $2,760/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in St. Louis?
The 2026 E-7 BAH rate in St. Louis is $2,691/mo with dependents and $2,271/mo without dependents.
What is the total monthly pay for E-7 in St. Louis?
An E-7 with 16 years of service in St. Louis earns approximately $9,168.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,691 + BAS $476.95). Without dependents: $8,748.85/mo.
Is St. Louis BAH above or below average?
E-7 BAH in St. Louis is $11 below the national average of $2,702/mo with dependents.
E-7 BAH in St. Louis, MO, in context
An E-7 with dependents in St. Louis, MO draws $2,691/mo — 0.4% below the national average of $2,702 for this grade (116th of 299 MHAs). Without dependents the rate is $2,271/mo, a $420 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $42/mo (to $2,733), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.