E-5 BAH Rates in St. Louis, MO (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in St. Louis, MO is $2,436 per month with dependents and $1,947 per month without dependents. This rate is $147 above the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in St. Louis is approximately $7,022.95 with dependents or $6,533.95 without.
E-5 BAH: St. Louis vs National Average
| St. Louis | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,436 | $2,289 | +$147 |
| Without Dependents | $1,947 | $1,871 | +$76 |
E-5 Total Monthly Compensation in St. Louis
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in St. Louis:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $2,436 | $1,947 |
| BAS | $476.95 | $476.95 |
| Total | $7,022.95 | $6,533.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in St. Louis
- E-3 — $2,268/mo
- E-4 — $2,268/mo
- E-6 — $2,655/mo
- E-7 — $2,691/mo
- O-1 — $2,472/mo
- O-2 — $2,652/mo
- O-3 — $2,760/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in St. Louis?
The 2026 E-5 BAH rate in St. Louis is $2,436/mo with dependents and $1,947/mo without dependents.
What is the total monthly pay for E-5 in St. Louis?
An E-5 with 6 years of service in St. Louis earns approximately $7,022.95/mo total compensation with dependents (base pay $4,110 + BAH $2,436 + BAS $476.95). Without dependents: $6,533.95/mo.
Is St. Louis BAH above or below average?
E-5 BAH in St. Louis is $147 above the national average of $2,289/mo with dependents.
E-5 BAH in St. Louis, MO, in context
An E-5 with dependents in St. Louis, MO draws $2,436/mo — 6.4% above the national average of $2,289 for this grade (95th of 299 MHAs). Without dependents the rate is $1,947/mo, a $489 difference.
Promotion changes housing money here: pinning on E-6 raises BAH in this MHA by $219/mo (to $2,655), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.