O-2 BAH Rates in Worcester, MA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Worcester, MA is $3,387 per month with dependents and $2,880 per month without dependents. This rate is $779 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Worcester is approximately $10,199.98 with dependents or $9,692.98 without.
O-2 BAH: Worcester vs National Average
| Worcester | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,387 | $2,608 | +$779 |
| Without Dependents | $2,880 | $2,243 | +$637 |
O-2 Total Monthly Compensation in Worcester
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Worcester:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $3,387 | $2,880 |
| BAS | $328.48 | $328.48 |
| Total | $10,199.98 | $9,692.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Worcester
- E-3 — $2,787/mo
- E-4 — $2,787/mo
- E-5 — $2,919/mo
- E-6 — $3,390/mo
- E-7 — $3,525/mo
- O-1 — $2,982/mo
- O-3 — $3,756/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Worcester?
The 2026 O-2 BAH rate in Worcester is $3,387/mo with dependents and $2,880/mo without dependents.
What is the total monthly pay for O-2 in Worcester?
An O-2 with 4 years of service in Worcester earns approximately $10,199.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,387 + BAS $328.48). Without dependents: $9,692.98/mo.
Is Worcester BAH above or below average?
O-2 BAH in Worcester is $779 above the national average of $2,608/mo with dependents.
O-2 BAH in Worcester, MA, in context
An O-2 with dependents in Worcester, MA draws $3,387/mo — 29.9% above the national average of $2,608 for this grade (50th of 299 MHAs). Without dependents the rate is $2,880/mo, a $507 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $369/mo (to $3,756), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.