O-1 BAH Rates in WORCESTER, MA (2026)

With Dependents
$2,982
per month
Without Dependents
$2,652
per month
Total Comp (w/ dep)
$7,630.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in WORCESTER, MA is $2,982 per month with dependents and $2,652 per month without dependents. This rate is $647 above the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in WORCESTER is approximately $7,630.48 with dependents or $7,300.48 without.

O-1 BAH: WORCESTER vs National Average

WORCESTERNational AvgDifference
With Dependents$2,982$2,335+$647
Without Dependents$2,652$1,975+$677

O-1 Total Monthly Compensation in WORCESTER

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in WORCESTER:

ComponentWith DependentsWithout Dependents
Base Pay$4,320$4,320
BAH$2,982$2,652
BAS$328.48$328.48
Total$7,630.48$7,300.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in WORCESTER

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in WORCESTER?

The 2026 O-1 BAH rate in WORCESTER is $2,982/mo with dependents and $2,652/mo without dependents.

What is the total monthly pay for O-1 in WORCESTER?

An O-1 with 2 years of service in WORCESTER earns approximately $7,630.48/mo total compensation with dependents (base pay $4,320 + BAH $2,982 + BAS $328.48). Without dependents: $7,300.48/mo.

Is WORCESTER BAH above or below average?

O-1 BAH in WORCESTER is $647 above the national average of $2,335/mo with dependents.

View all Massachusetts BAH rates →