Updated February 2026

BAH Rates Oxford, MD 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Oxford military housing area (MHA: MD458), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,445

$29,340/year

E-5 without Dependents

$1,938

$23,256/year

O-3 with Dependents

$2,985

$35,820/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,271	$27,252
E-2	$2,271	$27,252
E-3	$2,271	$27,252
E-4	$2,271	$27,252
E-5	$2,445	$29,340
E-6	$2,814	$33,768
E-7	$2,877	$34,524
E-8	$2,943	$35,316
E-9	$3,096	$37,152
Warrant Officer
W-1	$2,835	$34,020
W-2	$2,904	$34,848
W-3	$2,988	$35,856
W-4	$3,135	$37,620
W-5	$3,318	$39,816
Commissioned Officer (Prior Enlisted)
O-1E	$2,886	$34,632
O-2E	$2,973	$35,676
O-3E	$3,162	$37,944
Commissioned Officer
O-1	$2,496	$29,952
O-2	$2,811	$33,732
O-3	$2,985	$35,820
O-4	$3,378	$40,536
O-5	$3,663	$43,956
O-6	$3,693	$44,316
O-7	$3,720	$44,640

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,704	$20,448
E-2	$1,704	$20,448
E-3	$1,704	$20,448
E-4	$1,704	$20,448
E-5	$1,938	$23,256
E-6	$2,112	$25,344
E-7	$2,277	$27,324
E-8	$2,523	$30,276
E-9	$2,628	$31,536
Warrant Officer
W-1	$2,220	$26,640
W-2	$2,520	$30,240
W-3	$2,643	$31,716
W-4	$2,823	$33,876
W-5	$2,889	$34,668
Commissioned Officer (Prior Enlisted)
O-1E	$2,442	$29,304
O-2E	$2,604	$31,248
O-3E	$2,808	$33,696
Commissioned Officer
O-1	$2,094	$25,128
O-2	$2,391	$28,692
O-3	$2,679	$32,148
O-4	$2,871	$34,452
O-5	$2,907	$34,884
O-6	$2,964	$35,568
O-7	$3,015	$36,180

14 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Oxford (MD458) Military Housing Area:

21601 21612 21624 21625 21647 21653 21654 21662 21663 21665 21671 21673 21676 21679

Frequently Asked Questions

What is the BAH rate for an E-5 in Oxford?

The 2026 BAH rate for an E-5 with dependents in Oxford, MD is $2,445 per month ($29,340 per year). Without dependents, the rate is $1,938 per month.

How many ZIP codes are in the Oxford MHA?

The Oxford Military Housing Area (MD458) includes 14 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.