Updated February 2026

BAH Rates Eastern Shore, MD 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Eastern Shore military housing area (MHA: MD432), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,121

$25,452/year

E-5 without Dependents

$1,761

$21,132/year

O-3 with Dependents

$2,406

$28,872/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,989	$23,868
E-2	$1,989	$23,868
E-3	$1,989	$23,868
E-4	$1,989	$23,868
E-5	$2,121	$25,452
E-6	$2,313	$27,756
E-7	$2,346	$28,152
E-8	$2,382	$28,584
E-9	$2,472	$29,664
Warrant Officer
W-1	$2,331	$27,972
W-2	$2,358	$28,296
W-3	$2,409	$28,908
W-4	$2,496	$29,952
W-5	$2,610	$31,320
Commissioned Officer (Prior Enlisted)
O-1E	$2,349	$28,188
O-2E	$2,397	$28,764
O-3E	$2,514	$30,168
Commissioned Officer
O-1	$2,151	$25,812
O-2	$2,310	$27,720
O-3	$2,406	$28,872
O-4	$2,643	$31,716
O-5	$2,820	$33,840
O-6	$2,841	$34,092
O-7	$2,859	$34,308

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,602	$19,224
E-2	$1,602	$19,224
E-3	$1,602	$19,224
E-4	$1,602	$19,224
E-5	$1,761	$21,132
E-6	$1,866	$22,392
E-7	$1,992	$23,904
E-8	$2,166	$25,992
E-9	$2,214	$26,568
Warrant Officer
W-1	$1,956	$23,472
W-2	$2,163	$25,956
W-3	$2,223	$26,676
W-4	$2,313	$27,756
W-5	$2,352	$28,224
Commissioned Officer (Prior Enlisted)
O-1E	$2,118	$25,416
O-2E	$2,202	$26,424
O-3E	$2,304	$27,648
Commissioned Officer
O-1	$1,854	$22,248
O-2	$2,082	$24,984
O-3	$2,238	$26,856
O-4	$2,337	$28,044
O-5	$2,355	$28,260
O-6	$2,385	$28,620
O-7	$2,424	$29,088

Frequently Asked Questions

What is the BAH rate for an E-5 in Eastern Shore?

The 2026 BAH rate for an E-5 with dependents in Eastern Shore, MD is $2,121 per month ($25,452 per year). Without dependents, the rate is $1,761 per month.

How many ZIP codes are in the Eastern Shore MHA?

The Eastern Shore Military Housing Area code is MD432.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.