Updated February 2026

BAH Rates Baltimore, MD 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Baltimore military housing area (MHA: MD129), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,610

$31,320/year

E-5 without Dependents

$2,079

$24,948/year

O-3 with Dependents

$3,156

$37,872/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,409	$28,908
E-2	$2,409	$28,908
E-3	$2,409	$28,908
E-4	$2,409	$28,908
E-5	$2,610	$31,320
E-6	$2,904	$34,848
E-7	$2,994	$35,928
E-8	$3,093	$37,116
E-9	$3,246	$38,952
Warrant Officer
W-1	$2,922	$35,064
W-2	$3,036	$36,432
W-3	$3,159	$37,908
W-4	$3,279	$39,348
W-5	$3,429	$41,148
Commissioned Officer (Prior Enlisted)
O-1E	$3,009	$36,108
O-2E	$3,138	$37,656
O-3E	$3,303	$39,636
Commissioned Officer
O-1	$2,652	$31,824
O-2	$2,901	$34,812
O-3	$3,156	$37,872
O-4	$3,477	$41,724
O-5	$3,711	$44,532
O-6	$3,741	$44,892
O-7	$3,768	$45,216

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,857	$22,284
E-2	$1,857	$22,284
E-3	$1,857	$22,284
E-4	$1,857	$22,284
E-5	$2,079	$24,948
E-6	$2,226	$26,712
E-7	$2,415	$28,980
E-8	$2,673	$32,076
E-9	$2,754	$33,048
Warrant Officer
W-1	$2,349	$28,188
W-2	$2,670	$32,040
W-3	$2,766	$33,192
W-4	$2,919	$35,028
W-5	$3,015	$36,180
Commissioned Officer (Prior Enlisted)
O-1E	$2,607	$31,284
O-2E	$2,736	$32,832
O-3E	$2,895	$34,740
Commissioned Officer
O-1	$2,205	$26,460
O-2	$2,547	$30,564
O-3	$2,793	$33,516
O-4	$2,994	$35,928
O-5	$3,045	$36,540
O-6	$3,138	$37,656
O-7	$3,192	$38,304

59 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Baltimore (MD129) Military Housing Area:

21013 21030 21031 21051 21052 21053 21057 21071 21082 21087 21093 21105 21111 21117 21120 21128 21131 21133 21136 21152 21155 21156 21162 21163 21201 21202 21204 21205 21206 21207 21208 21209 21210 21211 21212 21213 21214 21215 21216 21217 21218 21219 21220 21221 21222 21223 21224 21225 21227 21228 21229 21230 21231 21234 21236 21237 21239 21244 21286

Frequently Asked Questions

What is the BAH rate for an E-5 in Baltimore?

The 2026 BAH rate for an E-5 with dependents in Baltimore, MD is $2,610 per month ($31,320 per year). Without dependents, the rate is $2,079 per month.

How many ZIP codes are in the Baltimore MHA?

The Baltimore Military Housing Area (MD129) includes 59 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.