Updated February 2026

BAH Rates Lake Charles, LA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Lake Charles military housing area (MHA: LA370), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$1,356

$16,272/year

E-5 without Dependents

$1,197

$14,364/year

O-3 with Dependents

$1,977

$23,724/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,287	$15,444
E-2	$1,287	$15,444
E-3	$1,287	$15,444
E-4	$1,287	$15,444
E-5	$1,356	$16,272
E-6	$1,626	$19,512
E-7	$1,755	$21,060
E-8	$1,893	$22,716
E-9	$2,061	$24,732
Warrant Officer
W-1	$1,644	$19,728
W-2	$1,809	$21,708
W-3	$1,983	$23,796
W-4	$2,088	$25,056
W-5	$2,223	$26,676
Commissioned Officer (Prior Enlisted)
O-1E	$1,776	$21,312
O-2E	$1,956	$23,472
O-3E	$2,109	$25,308
Commissioned Officer
O-1	$1,398	$16,776
O-2	$1,623	$19,476
O-3	$1,977	$23,724
O-4	$2,265	$27,180
O-5	$2,472	$29,664
O-6	$2,490	$29,880
O-7	$2,502	$30,024

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,188	$14,256
E-2	$1,188	$14,256
E-3	$1,188	$14,256
E-4	$1,188	$14,256
E-5	$1,197	$14,364
E-6	$1,218	$14,616
E-7	$1,317	$15,804
E-8	$1,419	$17,028
E-9	$1,545	$18,540
Warrant Officer
W-1	$1,278	$15,336
W-2	$1,413	$16,956
W-3	$1,548	$18,576
W-4	$1,650	$19,800
W-5	$1,785	$21,420
Commissioned Officer (Prior Enlisted)
O-1E	$1,353	$16,236
O-2E	$1,473	$17,676
O-3E	$1,617	$19,404
Commissioned Officer
O-1	$1,215	$14,580
O-2	$1,338	$16,056
O-3	$1,551	$18,612
O-4	$1,755	$21,060
O-5	$1,854	$22,248
O-6	$1,962	$23,544
O-7	$1,992	$23,904

14 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Lake Charles (LA370) Military Housing Area:

70601 70605 70607 70611 70615 70630 70633 70646 70647 70661 70663 70665 70668 70669

Frequently Asked Questions

What is the BAH rate for an E-5 in Lake Charles?

The 2026 BAH rate for an E-5 with dependents in Lake Charles, LA is $1,356 per month ($16,272 per year). Without dependents, the rate is $1,197 per month.

How many ZIP codes are in the Lake Charles MHA?

The Lake Charles Military Housing Area (LA370) includes 14 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.