O-2 BAH Rates in Bloomington, IN (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Bloomington, IN is $1,953 per month with dependents and $1,860 per month without dependents. This rate is $655 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Bloomington is approximately $8,765.98 with dependents or $8,672.98 without.
O-2 BAH: Bloomington vs National Average
| Bloomington | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,953 | $2,608 | −$655 |
| Without Dependents | $1,860 | $2,243 | −$383 |
O-2 Total Monthly Compensation in Bloomington
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Bloomington:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $1,953 | $1,860 |
| BAS | $328.48 | $328.48 |
| Total | $8,765.98 | $8,672.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Bloomington
- E-3 — $1,755/mo
- E-4 — $1,755/mo
- E-5 — $1,905/mo
- E-6 — $1,956/mo
- E-7 — $2,139/mo
- O-1 — $1,920/mo
- O-3 — $2,469/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Bloomington?
The 2026 O-2 BAH rate in Bloomington is $1,953/mo with dependents and $1,860/mo without dependents.
What is the total monthly pay for O-2 in Bloomington?
An O-2 with 4 years of service in Bloomington earns approximately $8,765.98/mo total compensation with dependents (base pay $6,484.5 + BAH $1,953 + BAS $328.48). Without dependents: $8,672.98/mo.
Is Bloomington BAH above or below average?
O-2 BAH in Bloomington is $655 below the national average of $2,608/mo with dependents.
O-2 BAH in Bloomington, IN, in context
An O-2 with dependents in Bloomington, IN draws $1,953/mo — 25.1% below the national average of $2,608 for this grade (235th of 299 MHAs). Without dependents the rate is $1,860/mo, a $93 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $516/mo (to $2,469), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.