O-1 BAH Rates in Bloomington, IN (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Bloomington, IN is $1,920 per month with dependents and $1,602 per month without dependents. This rate is $415 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Bloomington is approximately $6,568.48 with dependents or $6,250.48 without.

O-1 BAH: Bloomington vs National Average

	Bloomington	National Avg	Difference
With Dependents	$1,920	$2,335	−$415
Without Dependents	$1,602	$1,975	−$373

O-1 Total Monthly Compensation in Bloomington

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Bloomington:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$1,920	$1,602
BAS	$328.48	$328.48
Total	$6,568.48	$6,250.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Bloomington

• E-3 — $1,755/mo
• E-4 — $1,755/mo
• E-5 — $1,905/mo
• E-6 — $1,956/mo
• E-7 — $2,139/mo
• O-2 — $1,953/mo
• O-3 — $2,469/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Bloomington?

The 2026 O-1 BAH rate in Bloomington is $1,920/mo with dependents and $1,602/mo without dependents.

What is the total monthly pay for O-1 in Bloomington?

An O-1 with 2 years of service in Bloomington earns approximately $6,568.48/mo total compensation with dependents (base pay $4,320 + BAH $1,920 + BAS $328.48). Without dependents: $6,250.48/mo.

Is Bloomington BAH above or below average?

O-1 BAH in Bloomington is $415 below the national average of $2,335/mo with dependents.

View all Indiana BAH rates →