O-2 BAH Rates in CHICAGO, IL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in CHICAGO, IL is $3,699 per month with dependents and $3,354 per month without dependents. This rate is $1,091 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in CHICAGO is approximately $10,511.98 with dependents or $10,166.98 without.
O-2 BAH: CHICAGO vs National Average
| CHICAGO | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,699 | $2,608 | +$1,091 |
| Without Dependents | $3,354 | $2,243 | +$1,111 |
O-2 Total Monthly Compensation in CHICAGO
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in CHICAGO:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $3,699 | $3,354 |
| BAS | $328.48 | $328.48 |
| Total | $10,511.98 | $10,166.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in CHICAGO
- E-3 — $3,174/mo
- E-4 — $3,174/mo
- E-5 — $3,438/mo
- E-6 — $3,702/mo
- E-7 — $3,723/mo
- O-1 — $3,477/mo
- O-3 — $3,738/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in CHICAGO?
The 2026 O-2 BAH rate in CHICAGO is $3,699/mo with dependents and $3,354/mo without dependents.
What is the total monthly pay for O-2 in CHICAGO?
An O-2 with 4 years of service in CHICAGO earns approximately $10,511.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,699 + BAS $328.48). Without dependents: $10,166.98/mo.
Is CHICAGO BAH above or below average?
O-2 BAH in CHICAGO is $1,091 above the national average of $2,608/mo with dependents.