E-7 BAH Rates in Chicago, IL (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Chicago, IL is $3,723 per month with dependents and $3,186 per month without dependents. This rate is $1,021 above the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Chicago is approximately $10,200.85 with dependents or $9,663.85 without.

E-7 BAH: Chicago vs National Average

	Chicago	National Avg	Difference
With Dependents	$3,723	$2,702	+$1,021
Without Dependents	$3,186	$2,158	+$1,028

E-7 Total Monthly Compensation in Chicago

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Chicago:

Component	With Dependents	Without Dependents
Base Pay	$6,000.9	$6,000.9
BAH	$3,723	$3,186
BAS	$476.95	$476.95
Total	$10,200.85	$9,663.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Chicago

• E-3 — $3,174/mo
• E-4 — $3,174/mo
• E-5 — $3,438/mo
• E-6 — $3,702/mo
• O-1 — $3,477/mo
• O-2 — $3,699/mo
• O-3 — $3,738/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in Chicago?

The 2026 E-7 BAH rate in Chicago is $3,723/mo with dependents and $3,186/mo without dependents.

What is the total monthly pay for E-7 in Chicago?

An E-7 with 16 years of service in Chicago earns approximately $10,200.85/mo total compensation with dependents (base pay $6,000.9 + BAH $3,723 + BAS $476.95). Without dependents: $9,663.85/mo.

Is Chicago BAH above or below average?

E-7 BAH in Chicago is $1,021 above the national average of $2,702/mo with dependents.

View all Illinois BAH rates →