E-4 BAH Rates in Chicago, IL (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Chicago, IL is $3,174 per month with dependents and $2,415 per month without dependents. This rate is $1,045 above the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Chicago is approximately $7,309.45 with dependents or $6,550.45 without.

E-4 BAH: Chicago vs National Average

	Chicago	National Avg	Difference
With Dependents	$3,174	$2,129	+$1,045
Without Dependents	$2,415	$1,683	+$732

E-4 Total Monthly Compensation in Chicago

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Chicago:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$3,174	$2,415
BAS	$476.95	$476.95
Total	$7,309.45	$6,550.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Chicago

• E-3 — $3,174/mo
• E-5 — $3,438/mo
• E-6 — $3,702/mo
• E-7 — $3,723/mo
• O-1 — $3,477/mo
• O-2 — $3,699/mo
• O-3 — $3,738/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Chicago?

The 2026 E-4 BAH rate in Chicago is $3,174/mo with dependents and $2,415/mo without dependents.

What is the total monthly pay for E-4 in Chicago?

An E-4 with 4 years of service in Chicago earns approximately $7,309.45/mo total compensation with dependents (base pay $3,658.5 + BAH $3,174 + BAS $476.95). Without dependents: $6,550.45/mo.

Is Chicago BAH above or below average?

E-4 BAH in Chicago is $1,045 above the national average of $2,129/mo with dependents.

View all Illinois BAH rates →