O-1 BAH Rates in CHICAGO, IL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in CHICAGO, IL is $3,477 per month with dependents and $2,907 per month without dependents. This rate is $1,142 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in CHICAGO is approximately $8,125.48 with dependents or $7,555.48 without.
O-1 BAH: CHICAGO vs National Average
| CHICAGO | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,477 | $2,335 | +$1,142 |
| Without Dependents | $2,907 | $1,975 | +$932 |
O-1 Total Monthly Compensation in CHICAGO
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in CHICAGO:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,477 | $2,907 |
| BAS | $328.48 | $328.48 |
| Total | $8,125.48 | $7,555.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in CHICAGO
- E-3 — $3,174/mo
- E-4 — $3,174/mo
- E-5 — $3,438/mo
- E-6 — $3,702/mo
- E-7 — $3,723/mo
- O-2 — $3,699/mo
- O-3 — $3,738/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in CHICAGO?
The 2026 O-1 BAH rate in CHICAGO is $3,477/mo with dependents and $2,907/mo without dependents.
What is the total monthly pay for O-1 in CHICAGO?
An O-1 with 2 years of service in CHICAGO earns approximately $8,125.48/mo total compensation with dependents (base pay $4,320 + BAH $3,477 + BAS $328.48). Without dependents: $7,555.48/mo.
Is CHICAGO BAH above or below average?
O-1 BAH in CHICAGO is $1,142 above the national average of $2,335/mo with dependents.