E-3 BAH Rates in CHICAGO, IL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in CHICAGO, IL is $3,174 per month with dependents and $2,415 per month without dependents. This rate is $1,045 above the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in CHICAGO is approximately $6,665.95 with dependents or $5,906.95 without.
E-3 BAH: CHICAGO vs National Average
| CHICAGO | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,174 | $2,129 | +$1,045 |
| Without Dependents | $2,415 | $1,683 | +$732 |
E-3 Total Monthly Compensation in CHICAGO
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in CHICAGO:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $3,174 | $2,415 |
| BAS | $476.95 | $476.95 |
| Total | $6,665.95 | $5,906.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in CHICAGO
- E-4 — $3,174/mo
- E-5 — $3,438/mo
- E-6 — $3,702/mo
- E-7 — $3,723/mo
- O-1 — $3,477/mo
- O-2 — $3,699/mo
- O-3 — $3,738/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in CHICAGO?
The 2026 E-3 BAH rate in CHICAGO is $3,174/mo with dependents and $2,415/mo without dependents.
What is the total monthly pay for E-3 in CHICAGO?
An E-3 with 2 years of service in CHICAGO earns approximately $6,665.95/mo total compensation with dependents (base pay $3,015 + BAH $3,174 + BAS $476.95). Without dependents: $5,906.95/mo.
Is CHICAGO BAH above or below average?
E-3 BAH in CHICAGO is $1,045 above the national average of $2,129/mo with dependents.