Updated February 2026

BAH Rates Fort Stewart, GA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Fort Stewart military housing area (MHA: GA080), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,310

$27,720/year

E-5 without Dependents

$1,947

$23,364/year

O-3 with Dependents

$2,598

$31,176/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,175	$26,100
E-2	$2,175	$26,100
E-3	$2,175	$26,100
E-4	$2,175	$26,100
E-5	$2,310	$27,720
E-6	$2,439	$29,268
E-7	$2,493	$29,916
E-8	$2,556	$30,672
E-9	$2,682	$32,184
Warrant Officer
W-1	$2,454	$29,448
W-2	$2,520	$30,240
W-3	$2,601	$31,212
W-4	$2,715	$32,580
W-5	$2,859	$34,308
Commissioned Officer (Prior Enlisted)
O-1E	$2,502	$30,024
O-2E	$2,586	$31,032
O-3E	$2,736	$32,832
Commissioned Officer
O-1	$2,334	$28,008
O-2	$2,436	$29,232
O-3	$2,598	$31,176
O-4	$2,904	$34,848
O-5	$3,129	$37,548
O-6	$3,153	$37,836
O-7	$3,174	$38,088

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,791	$21,492
E-2	$1,791	$21,492
E-3	$1,791	$21,492
E-4	$1,791	$21,492
E-5	$1,947	$23,364
E-6	$2,049	$24,588
E-7	$2,178	$26,136
E-8	$2,340	$28,080
E-9	$2,367	$28,404
Warrant Officer
W-1	$2,142	$25,704
W-2	$2,337	$28,044
W-3	$2,376	$28,512
W-4	$2,442	$29,304
W-5	$2,508	$30,096
Commissioned Officer (Prior Enlisted)
O-1E	$2,307	$27,684
O-2E	$2,361	$28,332
O-3E	$2,427	$29,124
Commissioned Officer
O-1	$2,037	$24,444
O-2	$2,268	$27,216
O-3	$2,385	$28,620
O-4	$2,490	$29,880
O-5	$2,520	$30,240
O-6	$2,577	$30,924
O-7	$2,619	$31,428

7 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Fort Stewart (GA080) Military Housing Area:

31301 31309 31313 31314 31315 31320 31323

Frequently Asked Questions

What is the BAH rate for an E-5 in Fort Stewart?

The 2026 BAH rate for an E-5 with dependents in Fort Stewart, GA is $2,310 per month ($27,720 per year). Without dependents, the rate is $1,947 per month.

How many ZIP codes are in the Fort Stewart MHA?

The Fort Stewart Military Housing Area (GA080) includes 7 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.