O-1 BAH Rates in West Palm Beach, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in West Palm Beach, FL is $3,453 per month with dependents and $2,952 per month without dependents. This rate is $1,118 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in West Palm Beach is approximately $8,101.48 with dependents or $7,600.48 without.
O-1 BAH: West Palm Beach vs National Average
| West Palm Beach | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,453 | $2,335 | +$1,118 |
| Without Dependents | $2,952 | $1,975 | +$977 |
O-1 Total Monthly Compensation in West Palm Beach
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in West Palm Beach:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,453 | $2,952 |
| BAS | $328.48 | $328.48 |
| Total | $8,101.48 | $7,600.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in West Palm Beach
- E-3 — $3,189/mo
- E-4 — $3,189/mo
- E-5 — $3,423/mo
- E-6 — $3,606/mo
- E-7 — $3,738/mo
- O-2 — $3,603/mo
- O-3 — $3,975/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in West Palm Beach?
The 2026 O-1 BAH rate in West Palm Beach is $3,453/mo with dependents and $2,952/mo without dependents.
What is the total monthly pay for O-1 in West Palm Beach?
An O-1 with 2 years of service in West Palm Beach earns approximately $8,101.48/mo total compensation with dependents (base pay $4,320 + BAH $3,453 + BAS $328.48). Without dependents: $7,600.48/mo.
Is West Palm Beach BAH above or below average?
O-1 BAH in West Palm Beach is $1,118 above the national average of $2,335/mo with dependents.
O-1 BAH in West Palm Beach, FL, in context
An O-1 with dependents in West Palm Beach, FL draws $3,453/mo — 47.9% above the national average of $2,335 for this grade (31st of 299 MHAs). Without dependents the rate is $2,952/mo, a $501 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $150/mo (to $3,603), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.