O-2 BAH Rates in Miami/Fort Lauderdale, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Miami/Fort Lauderdale, FL is $3,789 per month with dependents and $3,597 per month without dependents. This rate is $1,181 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Miami/Fort Lauderdale is approximately $10,601.98 with dependents or $10,409.98 without.
O-2 BAH: Miami/Fort Lauderdale vs National Average
| Miami/Fort Lauderdale | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,789 | $2,608 | +$1,181 |
| Without Dependents | $3,597 | $2,243 | +$1,354 |
O-2 Total Monthly Compensation in Miami/Fort Lauderdale
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Miami/Fort Lauderdale:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $3,789 | $3,597 |
| BAS | $328.48 | $328.48 |
| Total | $10,601.98 | $10,409.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Miami/Fort Lauderdale
- E-3 — $3,459/mo
- E-4 — $3,459/mo
- E-5 — $3,660/mo
- E-6 — $3,792/mo
- E-7 — $4,026/mo
- O-1 — $3,687/mo
- O-3 — $4,437/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Miami/Fort Lauderdale?
The 2026 O-2 BAH rate in Miami/Fort Lauderdale is $3,789/mo with dependents and $3,597/mo without dependents.
What is the total monthly pay for O-2 in Miami/Fort Lauderdale?
An O-2 with 4 years of service in Miami/Fort Lauderdale earns approximately $10,601.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,789 + BAS $328.48). Without dependents: $10,409.98/mo.
Is Miami/Fort Lauderdale BAH above or below average?
O-2 BAH in Miami/Fort Lauderdale is $1,181 above the national average of $2,608/mo with dependents.
O-2 BAH in Miami/Fort Lauderdale, FL, in context
An O-2 with dependents in Miami/Fort Lauderdale, FL draws $3,789/mo — 45.3% above the national average of $2,608 for this grade (31st of 299 MHAs). Without dependents the rate is $3,597/mo, a $192 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $648/mo (to $4,437), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.