O-1 BAH Rates in Miami/Fort Lauderdale, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Miami/Fort Lauderdale, FL is $3,687 per month with dependents and $3,252 per month without dependents. This rate is $1,352 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Miami/Fort Lauderdale is approximately $8,335.48 with dependents or $7,900.48 without.
O-1 BAH: Miami/Fort Lauderdale vs National Average
| Miami/Fort Lauderdale | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,687 | $2,335 | +$1,352 |
| Without Dependents | $3,252 | $1,975 | +$1,277 |
O-1 Total Monthly Compensation in Miami/Fort Lauderdale
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Miami/Fort Lauderdale:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,687 | $3,252 |
| BAS | $328.48 | $328.48 |
| Total | $8,335.48 | $7,900.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Miami/Fort Lauderdale
- E-3 — $3,459/mo
- E-4 — $3,459/mo
- E-5 — $3,660/mo
- E-6 — $3,792/mo
- E-7 — $4,026/mo
- O-2 — $3,789/mo
- O-3 — $4,437/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Miami/Fort Lauderdale?
The 2026 O-1 BAH rate in Miami/Fort Lauderdale is $3,687/mo with dependents and $3,252/mo without dependents.
What is the total monthly pay for O-1 in Miami/Fort Lauderdale?
An O-1 with 2 years of service in Miami/Fort Lauderdale earns approximately $8,335.48/mo total compensation with dependents (base pay $4,320 + BAH $3,687 + BAS $328.48). Without dependents: $7,900.48/mo.
Is Miami/Fort Lauderdale BAH above or below average?
O-1 BAH in Miami/Fort Lauderdale is $1,352 above the national average of $2,335/mo with dependents.
O-1 BAH in Miami/Fort Lauderdale, FL, in context
An O-1 with dependents in Miami/Fort Lauderdale, FL draws $3,687/mo — 57.9% above the national average of $2,335 for this grade (21st of 299 MHAs). Without dependents the rate is $3,252/mo, a $435 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $102/mo (to $3,789), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.