Updated February 2026

BAH Rates Cost Group 890 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Cost Group 890 military housing area (MHA: ZZ890), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents
$3,156
$37,872/year
E-5 without Dependents
$2,589
$31,068/year
O-3 with Dependents
$3,828
$45,936/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,955$35,460
E-2$2,955$35,460
E-3$2,955$35,460
E-4$2,955$35,460
E-5$3,156$37,872
E-6$3,522$42,264
E-7$3,633$43,596
E-8$3,753$45,036
E-9$3,942$47,304
Warrant Officer
W-1$3,540$42,480
W-2$3,681$44,172
W-3$3,831$45,972
W-4$3,984$47,808
W-5$4,173$50,076
Commissioned Officer (Prior Enlisted)
O-1E$3,654$43,848
O-2E$3,807$45,684
O-3E$4,014$48,168
Commissioned Officer
O-1$3,207$38,484
O-2$3,519$42,228
O-3$3,828$45,936
O-4$4,236$50,832
O-5$4,530$54,360
O-6$4,569$54,828
O-7$4,605$55,260
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,295$27,540
E-2$2,295$27,540
E-3$2,295$27,540
E-4$2,295$27,540
E-5$2,589$31,068
E-6$2,772$33,264
E-7$2,961$35,532
E-8$3,234$38,808
E-9$3,336$40,032
Warrant Officer
W-1$2,895$34,740
W-2$3,231$38,772
W-3$3,351$40,212
W-4$3,543$42,516
W-5$3,660$43,920
Commissioned Officer (Prior Enlisted)
O-1E$3,153$37,836
O-2E$3,312$39,744
O-3E$3,513$42,156
Commissioned Officer
O-1$2,751$33,012
O-2$3,093$37,116
O-3$3,387$40,644
O-4$3,633$43,596
O-5$3,699$44,388
O-6$3,810$45,720
O-7$3,876$46,512

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Data Sources

Last verified: February 2026