Updated February 2026

BAH Rates Cost Group 590 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Cost Group 590 military housing area (MHA: ZZ590), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents
$1,392
$16,704/year
E-5 without Dependents
$1,128
$13,536/year
O-3 with Dependents
$1,881
$22,572/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$1,290$15,480
E-2$1,290$15,480
E-3$1,290$15,480
E-4$1,290$15,480
E-5$1,392$16,704
E-6$1,692$20,304
E-7$1,761$21,132
E-8$1,833$21,996
E-9$1,944$23,328
Warrant Officer
W-1$1,710$20,520
W-2$1,791$21,492
W-3$1,884$22,608
W-4$1,968$23,616
W-5$2,073$24,876
Commissioned Officer (Prior Enlisted)
O-1E$1,770$21,240
O-2E$1,869$22,428
O-3E$1,983$23,796
Commissioned Officer
O-1$1,437$17,244
O-2$1,689$20,268
O-3$1,881$22,572
O-4$2,103$25,236
O-5$2,268$27,216
O-6$2,283$27,396
O-7$2,295$27,540
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$1,041$12,492
E-2$1,041$12,492
E-3$1,041$12,492
E-4$1,041$12,492
E-5$1,128$13,536
E-6$1,266$15,192
E-7$1,320$15,840
E-8$1,458$17,496
E-9$1,539$18,468
Warrant Officer
W-1$1,284$15,408
W-2$1,455$17,460
W-3$1,551$18,612
W-4$1,701$20,412
W-5$1,776$21,312
Commissioned Officer (Prior Enlisted)
O-1E$1,389$16,668
O-2E$1,521$18,252
O-3E$1,683$20,196
Commissioned Officer
O-1$1,185$14,220
O-2$1,362$16,344
O-3$1,581$18,972
O-4$1,755$21,060
O-5$1,794$21,528
O-6$1,860$22,320
O-7$1,890$22,680

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Data Sources

Last verified: February 2026