O-3 BAH Rates in New London, CT (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in New London, CT is $3,306 per month with dependents and $2,892 per month without dependents. This rate is $447 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in New London is approximately $11,371.48 with dependents or $10,957.48 without.
O-3 BAH: New London vs National Average
| New London | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,306 | $2,859 | +$447 |
| Without Dependents | $2,892 | $2,493 | +$399 |
O-3 Total Monthly Compensation in New London
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in New London:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $3,306 | $2,892 |
| BAS | $328.48 | $328.48 |
| Total | $11,371.48 | $10,957.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in New London
- E-3 — $2,412/mo
- E-4 — $2,412/mo
- E-5 — $2,580/mo
- E-6 — $3,072/mo
- E-7 — $3,159/mo
- O-1 — $2,646/mo
- O-2 — $3,069/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in New London?
The 2026 O-3 BAH rate in New London is $3,306/mo with dependents and $2,892/mo without dependents.
What is the total monthly pay for O-3 in New London?
An O-3 with 6 years of service in New London earns approximately $11,371.48/mo total compensation with dependents (base pay $7,737 + BAH $3,306 + BAS $328.48). Without dependents: $10,957.48/mo.
Is New London BAH above or below average?
O-3 BAH in New London is $447 above the national average of $2,859/mo with dependents.
O-3 BAH in New London, CT, in context
An O-3 with dependents in New London, CT draws $3,306/mo — 15.6% above the national average of $2,859 for this grade (72nd of 299 MHAs). Without dependents the rate is $2,892/mo, a $414 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $348/mo (to $3,654), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.