Updated February 2026

BAH Rates New Haven/Fairfield, CT 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the New Haven/Fairfield military housing area (MHA: CT051), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$3,069

$36,828/year

E-5 without Dependents

$2,673

$32,076/year

O-3 with Dependents

$3,843

$46,116/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,955	$35,460
E-2	$2,955	$35,460
E-3	$2,955	$35,460
E-4	$2,955	$35,460
E-5	$3,069	$36,828
E-6	$3,723	$44,676
E-7	$3,768	$45,216
E-8	$3,813	$45,756
E-9	$3,963	$47,556
Warrant Officer
W-1	$3,744	$44,928
W-2	$3,786	$45,432
W-3	$3,846	$46,152
W-4	$4,005	$48,060
W-5	$4,206	$50,472
Commissioned Officer (Prior Enlisted)
O-1E	$3,771	$45,252
O-2E	$3,834	$46,008
O-3E	$4,038	$48,456
Commissioned Officer
O-1	$3,150	$37,800
O-2	$3,714	$44,568
O-3	$3,843	$46,116
O-4	$4,275	$51,300
O-5	$4,590	$55,080
O-6	$4,629	$55,548
O-7	$4,665	$55,980

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,361	$28,332
E-2	$2,361	$28,332
E-3	$2,361	$28,332
E-4	$2,361	$28,332
E-5	$2,673	$32,076
E-6	$2,847	$34,164
E-7	$2,958	$35,496
E-8	$3,201	$38,412
E-9	$3,396	$40,752
Warrant Officer
W-1	$2,928	$35,136
W-2	$3,198	$38,376
W-3	$3,420	$41,040
W-4	$3,729	$44,748
W-5	$3,774	$45,288
Commissioned Officer (Prior Enlisted)
O-1E	$3,066	$36,792
O-2E	$3,354	$40,248
O-3E	$3,717	$44,604
Commissioned Officer
O-1	$2,841	$34,092
O-2	$3,036	$36,432
O-3	$3,483	$41,796
O-4	$3,759	$45,108
O-5	$3,780	$45,360
O-6	$3,822	$45,864
O-7	$3,888	$46,656

87 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the New Haven/Fairfield (CT051) Military Housing Area:

06401 06403 06405 06410 06418 06430 06432 06437 06443 06450 06451 06460 06468 06470 06471 06472 06473 06477 06478 06482 06483 06484 06488 06490 06492 06504 06510 06511 06512 06513 06514 06515 06516 06517 06518 06519 06524 06525 06604 06605 06606 06607 06608 06610 06611 06612 06614 06615 06702 06704 06705 06706 06708 06710 06712 06716 06762 06770 06784 06801 06804 06807 06810 06811 06812 06820 06830 06831 06840 06850 06851 06853 06854 06855 06870 06877 06878 06880 06883 06896 06897 06901 06902 06903 06905 06906 06907

Frequently Asked Questions

What is the BAH rate for an E-5 in New Haven/Fairfield?

The 2026 BAH rate for an E-5 with dependents in New Haven/Fairfield, CT is $3,069 per month ($36,828 per year). Without dependents, the rate is $2,673 per month.

How many ZIP codes are in the New Haven/Fairfield MHA?

The New Haven/Fairfield Military Housing Area (CT051) includes 87 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Connecticut BAH rates →

How New Haven/Fairfield, CT BAH compares nationally

BAH for New Haven/Fairfield, CT runs above the national average: $3,069/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (49th overall, 34.1% above average).

Within the state, this is the highest-rate MHA of 3; the lowest is New London, CT at $2,580/mo for the same E-5 — a $489 monthly spread that matters if you have any say in your assignment.

Across enlisted grades here, having dependents adds an average of $626/mo (23.3%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.