O-3 BAH Rates in Hartford, CT (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Hartford, CT is $3,759 per month with dependents and $3,174 per month without dependents. This rate is $900 above the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Hartford is approximately $11,824.48 with dependents or $11,239.48 without.

O-3 BAH: Hartford vs National Average

	Hartford	National Avg	Difference
With Dependents	$3,759	$2,859	+$900
Without Dependents	$3,174	$2,493	+$681

O-3 Total Monthly Compensation in Hartford

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Hartford:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$3,759	$3,174
BAS	$328.48	$328.48
Total	$11,824.48	$11,239.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Hartford

• E-3 — $2,652/mo
• E-4 — $2,652/mo
• E-5 — $2,901/mo
• E-6 — $3,330/mo
• E-7 — $3,489/mo
• O-1 — $2,961/mo
• O-2 — $3,327/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Hartford?

The 2026 O-3 BAH rate in Hartford is $3,759/mo with dependents and $3,174/mo without dependents.

What is the total monthly pay for O-3 in Hartford?

An O-3 with 6 years of service in Hartford earns approximately $11,824.48/mo total compensation with dependents (base pay $7,737 + BAH $3,759 + BAS $328.48). Without dependents: $11,239.48/mo.

Is Hartford BAH above or below average?

O-3 BAH in Hartford is $900 above the national average of $2,859/mo with dependents.

View all Connecticut BAH rates →