O-2 BAH Rates in Fort Collins, CO (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Fort Collins, CO is $2,529 per month with dependents and $2,202 per month without dependents. This rate is $79 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Collins is approximately $9,341.98 with dependents or $9,014.98 without.
O-2 BAH: Fort Collins vs National Average
| Fort Collins | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,529 | $2,608 | −$79 |
| Without Dependents | $2,202 | $2,243 | −$41 |
O-2 Total Monthly Compensation in Fort Collins
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Fort Collins:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,529 | $2,202 |
| BAS | $328.48 | $328.48 |
| Total | $9,341.98 | $9,014.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Collins
- E-3 — $2,061/mo
- E-4 — $2,061/mo
- E-5 — $2,268/mo
- E-6 — $2,532/mo
- E-7 — $2,631/mo
- O-1 — $2,307/mo
- O-3 — $2,805/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Fort Collins?
The 2026 O-2 BAH rate in Fort Collins is $2,529/mo with dependents and $2,202/mo without dependents.
What is the total monthly pay for O-2 in Fort Collins?
An O-2 with 4 years of service in Fort Collins earns approximately $9,341.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,529 + BAS $328.48). Without dependents: $9,014.98/mo.
Is Fort Collins BAH above or below average?
O-2 BAH in Fort Collins is $79 below the national average of $2,608/mo with dependents.
O-2 BAH in Fort Collins, CO, in context
An O-2 with dependents in Fort Collins, CO draws $2,529/mo — 3% below the national average of $2,608 for this grade (128th of 299 MHAs). Without dependents the rate is $2,202/mo, a $327 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $276/mo (to $2,805), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.