O-2 BAH Rates in Fort Collins, CO (2026)

With Dependents
$2,529
per month
Without Dependents
$2,202
per month
Total Comp (w/ dep)
$9,341.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Fort Collins, CO is $2,529 per month with dependents and $2,202 per month without dependents. This rate is $79 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Collins is approximately $9,341.98 with dependents or $9,014.98 without.

O-2 BAH: Fort Collins vs National Average

Fort CollinsNational AvgDifference
With Dependents$2,529$2,608−$79
Without Dependents$2,202$2,243−$41

O-2 Total Monthly Compensation in Fort Collins

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Fort Collins:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$2,529$2,202
BAS$328.48$328.48
Total$9,341.98$9,014.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Fort Collins

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Fort Collins?

The 2026 O-2 BAH rate in Fort Collins is $2,529/mo with dependents and $2,202/mo without dependents.

What is the total monthly pay for O-2 in Fort Collins?

An O-2 with 4 years of service in Fort Collins earns approximately $9,341.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,529 + BAS $328.48). Without dependents: $9,014.98/mo.

Is Fort Collins BAH above or below average?

O-2 BAH in Fort Collins is $79 below the national average of $2,608/mo with dependents.

View all Colorado BAH rates →

O-2 BAH in Fort Collins, CO, in context

An O-2 with dependents in Fort Collins, CO draws $2,529/mo — 3% below the national average of $2,608 for this grade (128th of 299 MHAs). Without dependents the rate is $2,202/mo, a $327 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $276/mo (to $2,805), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.