O-1 BAH Rates in Santa Clara County, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Santa Clara County, CA is $4,704 per month with dependents and $4,053 per month without dependents. This rate is $2,369 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Santa Clara County is approximately $9,352.48 with dependents or $8,701.48 without.
O-1 BAH: Santa Clara County vs National Average
| Santa Clara County | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,704 | $2,335 | +$2,369 |
| Without Dependents | $4,053 | $1,975 | +$2,078 |
O-1 Total Monthly Compensation in Santa Clara County
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Santa Clara County:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $4,704 | $4,053 |
| BAS | $328.48 | $328.48 |
| Total | $9,352.48 | $8,701.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Santa Clara County
- E-3 — $4,356/mo
- E-4 — $4,356/mo
- E-5 — $4,659/mo
- E-6 — $4,977/mo
- E-7 — $5,058/mo
- O-2 — $4,974/mo
- O-3 — $5,199/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Santa Clara County?
The 2026 O-1 BAH rate in Santa Clara County is $4,704/mo with dependents and $4,053/mo without dependents.
What is the total monthly pay for O-1 in Santa Clara County?
An O-1 with 2 years of service in Santa Clara County earns approximately $9,352.48/mo total compensation with dependents (base pay $4,320 + BAH $4,704 + BAS $328.48). Without dependents: $8,701.48/mo.
Is Santa Clara County BAH above or below average?
O-1 BAH in Santa Clara County is $2,369 above the national average of $2,335/mo with dependents.
O-1 BAH in Santa Clara County, CA, in context
An O-1 with dependents in Santa Clara County, CA draws $4,704/mo — 101.5% above the national average of $2,335 for this grade (5th of 299 MHAs). Without dependents the rate is $4,053/mo, a $651 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $270/mo (to $4,974), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.