Updated February 2026

2026 BAH Rates: Picatinny Arsenal

Monthly Basic Allowance for Housing rates for Picatinny Arsenal (Army) in the Northern New Jersey military housing area (MHA: NJ202), effective January 1, 2026.

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E-5 with Dependents
$4,749
$56,988/year
E-5 without Dependents
$3,561
$42,732/year
O-3 with Dependents
$5,094
$61,128/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$4,275$51,300
E-2$4,275$51,300
E-3$4,275$51,300
E-4$4,275$51,300
E-5$4,749$56,988
E-6$5,052$60,624
E-7$5,073$60,876
E-8$5,082$60,984
E-9$5,235$62,820
Warrant Officer
W-1$5,070$60,840
W-2$5,079$60,948
W-3$5,097$61,164
W-4$5,289$63,468
W-5$5,529$66,348
Commissioned Officer (Prior Enlisted)
O-1E$5,076$60,912
O-2E$5,088$61,056
O-3E$5,325$63,900
Commissioned Officer
O-1$4,791$57,492
O-2$5,049$60,588
O-3$5,094$61,128
O-4$5,610$67,320
O-5$5,991$71,892
O-6$6,042$72,504
O-7$6,093$73,116
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$3,207$38,484
E-2$3,207$38,484
E-3$3,207$38,484
E-4$3,207$38,484
E-5$3,561$42,732
E-6$3,861$46,332
E-7$4,299$51,588
E-8$4,815$57,780
E-9$4,896$58,752
Warrant Officer
W-1$4,113$49,356
W-2$4,812$57,744
W-3$4,908$58,896
W-4$5,046$60,552
W-5$5,067$60,804
Commissioned Officer (Prior Enlisted)
O-1E$4,746$56,952
O-2E$4,878$58,536
O-3E$5,043$60,516
Commissioned Officer
O-1$3,801$45,612
O-2$4,593$55,116
O-3$4,938$59,256
O-4$5,055$60,660
O-5$5,070$60,840
O-6$5,073$60,876
O-7$5,163$61,956

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