Updated February 2026
2026 BAH Rates: Naval Station Great Lakes
Monthly Basic Allowance for Housing rates for Naval Station Great Lakes (Navy) in the Great Lakes Navtracen military housing area (MHA: IL092), effective January 1, 2026.
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| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $2,202 | $26,424 |
| E-2 | $2,202 | $26,424 |
| E-3 | $2,202 | $26,424 |
| E-4 | $2,202 | $26,424 |
| E-5 | $2,427 | $29,124 |
| E-6 | $2,760 | $33,120 |
| E-7 | $2,853 | $34,236 |
| E-8 | $2,955 | $35,460 |
| E-9 | $3,120 | $37,440 |
| Warrant Officer | ||
| W-1 | $2,778 | $33,336 |
| W-2 | $2,895 | $34,740 |
| W-3 | $3,021 | $36,252 |
| W-4 | $3,156 | $37,872 |
| W-5 | $3,327 | $39,924 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,871 | $34,452 |
| O-2E | $3,000 | $36,000 |
| O-3E | $3,183 | $38,196 |
| Commissioned Officer | ||
| O-1 | $2,475 | $29,700 |
| O-2 | $2,757 | $33,084 |
| O-3 | $3,018 | $36,216 |
| O-4 | $3,381 | $40,572 |
| O-5 | $3,645 | $43,740 |
| O-6 | $3,675 | $44,100 |
| O-7 | $3,702 | $44,424 |
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,653 | $19,836 |
| E-2 | $1,653 | $19,836 |
| E-3 | $1,653 | $19,836 |
| E-4 | $1,653 | $19,836 |
| E-5 | $1,854 | $22,248 |
| E-6 | $2,067 | $24,804 |
| E-7 | $2,211 | $26,532 |
| E-8 | $2,499 | $29,988 |
| E-9 | $2,592 | $31,104 |
| Warrant Officer | ||
| W-1 | $2,133 | $25,596 |
| W-2 | $2,496 | $29,952 |
| W-3 | $2,604 | $31,248 |
| W-4 | $2,778 | $33,336 |
| W-5 | $2,874 | $34,488 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,424 | $29,088 |
| O-2E | $2,571 | $30,852 |
| O-3E | $2,751 | $33,012 |
| Commissioned Officer | ||
| O-1 | $1,977 | $23,724 |
| O-2 | $2,355 | $28,260 |
| O-3 | $2,637 | $31,644 |
| O-4 | $2,853 | $34,236 |
| O-5 | $2,907 | $34,884 |
| O-6 | $3,000 | $36,000 |
| O-7 | $3,051 | $36,612 |
Frequently Asked Questions
Calculate your full military pay including base pay, BAH, and BAS
Military Pay CalculatorHow BAH at Naval Station Great Lakes compares (Great Lakes Navtracen, IL MHA)
BAH for Naval Station Great Lakes runs above the national average: $2,427/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (99th overall, 6% above average).
Statewide, this ranks 2nd of 7 MHAs — between Chicago, IL ($3,438/mo, highest) and Springfield/Decatur, IL ($1,527/mo, lowest) for an E-5 with dependents.
Across enlisted grades here, having dependents adds an average of $565/mo (29.4%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.
Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.