Updated February 2026

2026 BAH Rates: Naval Postgraduate School

Monthly Basic Allowance for Housing rates for Naval Postgraduate School (Navy) in the Monterey military housing area (MHA: CA039), effective January 1, 2026.

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E-5 with Dependents
$3,465
$41,580/year
E-5 without Dependents
$2,844
$34,128/year
O-3 with Dependents
$4,824
$57,888/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$3,249$38,988
E-2$3,249$38,988
E-3$3,249$38,988
E-4$3,249$38,988
E-5$3,465$41,580
E-6$3,867$46,404
E-7$4,218$50,616
E-8$4,599$55,188
E-9$4,956$59,472
Warrant Officer
W-1$3,894$46,728
W-2$4,374$52,488
W-3$4,842$58,104
W-4$5,001$60,012
W-5$5,196$62,352
Commissioned Officer (Prior Enlisted)
O-1E$4,293$51,516
O-2E$4,773$57,276
O-3E$5,031$60,372
Commissioned Officer
O-1$3,519$42,228
O-2$3,864$46,368
O-3$4,824$57,888
O-4$5,259$63,108
O-5$5,565$66,780
O-6$5,613$67,356
O-7$5,658$67,896
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,493$29,916
E-2$2,493$29,916
E-3$2,493$29,916
E-4$2,493$29,916
E-5$2,844$34,128
E-6$3,054$36,648
E-7$3,258$39,096
E-8$3,549$42,588
E-9$3,717$44,604
Warrant Officer
W-1$3,183$38,196
W-2$3,546$42,552
W-3$3,720$44,640
W-4$3,951$47,412
W-5$4,305$51,660
Commissioned Officer (Prior Enlisted)
O-1E$3,462$41,544
O-2E$3,639$43,668
O-3E$3,861$46,332
Commissioned Officer
O-1$3,030$36,360
O-2$3,396$40,752
O-3$3,723$44,676
O-4$4,245$50,940
O-5$4,464$53,568
O-6$4,821$57,852
O-7$4,908$58,896

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