Updated February 2026

2026 BAH Rates: Naval Base Ventura County

Monthly Basic Allowance for Housing rates for Naval Base Ventura County (Navy) in the Ventura military housing area (MHA: CA025), effective January 1, 2026.

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E-5 with Dependents
$3,537
$42,444/year
E-5 without Dependents
$3,018
$36,216/year
O-3 with Dependents
$4,212
$50,544/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$3,378$40,536
E-2$3,378$40,536
E-3$3,378$40,536
E-4$3,378$40,536
E-5$3,537$42,444
E-6$4,008$48,096
E-7$4,083$48,996
E-8$4,161$49,932
E-9$4,305$51,660
Warrant Officer
W-1$4,029$48,348
W-2$4,116$49,392
W-3$4,215$50,580
W-4$4,341$52,092
W-5$4,497$53,964
Commissioned Officer (Prior Enlisted)
O-1E$4,095$49,140
O-2E$4,200$50,400
O-3E$4,365$52,380
Commissioned Officer
O-1$3,600$43,200
O-2$4,002$48,024
O-3$4,212$50,544
O-4$4,545$54,540
O-5$4,788$57,456
O-6$4,830$57,960
O-7$4,866$58,392
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,652$31,824
E-2$2,652$31,824
E-3$2,652$31,824
E-4$2,652$31,824
E-5$3,018$36,216
E-6$3,228$38,736
E-7$3,381$40,572
E-8$3,636$43,632
E-9$3,771$45,252
Warrant Officer
W-1$3,333$39,996
W-2$3,633$43,596
W-3$3,789$45,468
W-4$4,020$48,240
W-5$4,101$49,212
Commissioned Officer (Prior Enlisted)
O-1E$3,534$42,408
O-2E$3,741$44,892
O-3E$4,002$48,024
Commissioned Officer
O-1$3,213$38,556
O-2$3,486$41,832
O-3$3,834$46,008
O-4$4,080$48,960
O-5$4,122$49,464
O-6$4,194$50,328
O-7$4,269$51,228

Frequently Asked Questions

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How BAH at Naval Base Ventura County compares (Ventura, CA MHA)

Naval Base Ventura County is the 24th most expensive of the 299 military housing areas nationwide — an E-5 with dependents draws $3,537/mo here, 54.5% above the national MHA average of $2,289. Rates this high usually track tight rental markets, so run the numbers before deciding to live on the local economy.

Statewide, this ranks 7th of 26 MHAs — between San Francisco, CA ($5,127/mo, highest) and China Lake, CA ($1,563/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $663/mo (22.2%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.