Updated February 2026
2026 BAH Rates: Luke AFB
Monthly Basic Allowance for Housing rates for Luke AFB (Air Force) in the Phoenix military housing area (MHA: AZ013), effective January 1, 2026.
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| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $2,061 | $24,732 |
| E-2 | $2,061 | $24,732 |
| E-3 | $2,061 | $24,732 |
| E-4 | $2,061 | $24,732 |
| E-5 | $2,289 | $27,468 |
| E-6 | $2,457 | $29,484 |
| E-7 | $2,475 | $29,700 |
| E-8 | $2,484 | $29,808 |
| E-9 | $2,517 | $30,204 |
| Warrant Officer | ||
| W-1 | $2,472 | $29,664 |
| W-2 | $2,481 | $29,772 |
| W-3 | $2,493 | $29,916 |
| W-4 | $2,535 | $30,420 |
| W-5 | $2,622 | $31,464 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,478 | $29,736 |
| O-2E | $2,487 | $29,844 |
| O-3E | $2,547 | $30,564 |
| Commissioned Officer | ||
| O-1 | $2,319 | $27,828 |
| O-2 | $2,454 | $29,448 |
| O-3 | $2,490 | $29,880 |
| O-4 | $2,646 | $31,752 |
| O-5 | $2,775 | $33,300 |
| O-6 | $2,796 | $33,552 |
| O-7 | $2,814 | $33,768 |
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,587 | $19,044 |
| E-2 | $1,587 | $19,044 |
| E-3 | $1,587 | $19,044 |
| E-4 | $1,587 | $19,044 |
| E-5 | $1,740 | $20,880 |
| E-6 | $1,857 | $22,284 |
| E-7 | $2,070 | $24,840 |
| E-8 | $2,331 | $27,972 |
| E-9 | $2,367 | $28,404 |
| Warrant Officer | ||
| W-1 | $1,992 | $23,904 |
| W-2 | $2,328 | $27,936 |
| W-3 | $2,376 | $28,512 |
| W-4 | $2,448 | $29,376 |
| W-5 | $2,460 | $29,520 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,286 | $27,432 |
| O-2E | $2,358 | $28,296 |
| O-3E | $2,445 | $29,340 |
| Commissioned Officer | ||
| O-1 | $1,830 | $21,960 |
| O-2 | $2,217 | $26,604 |
| O-3 | $2,391 | $28,692 |
| O-4 | $2,451 | $29,412 |
| O-5 | $2,463 | $29,556 |
| O-6 | $2,466 | $29,592 |
| O-7 | $2,487 | $29,844 |
Frequently Asked Questions
Calculate your full military pay including base pay, BAH, and BAS
Military Pay CalculatorHow BAH at Luke AFB compares (Phoenix, AZ MHA)
BAH here tracks closely with the national picture — an E-5 with dependents draws $2,289/mo against a national MHA average of $2,289 (118th of 299 MHAs). Neither a windfall nor a squeeze; your allowance should roughly match the local rental market's middle.
Within the state, this is the highest-rate MHA of 4; the lowest is Yuma, AZ at $1,695/mo for the same E-5 — a $594 monthly spread that matters if you have any say in your assignment.
Across enlisted grades here, having dependents adds an average of $417/mo (24%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.
Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.