Updated February 2026

2026 BAH Rates: Fort Stewart

Monthly Basic Allowance for Housing rates for Fort Stewart (Army) in the Fort Stewart military housing area (MHA: GA080), effective January 1, 2026.

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E-5 with Dependents
$2,310
$27,720/year
E-5 without Dependents
$1,947
$23,364/year
O-3 with Dependents
$2,598
$31,176/year
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$2,175$26,100
E-2$2,175$26,100
E-3$2,175$26,100
E-4$2,175$26,100
E-5$2,310$27,720
E-6$2,439$29,268
E-7$2,493$29,916
E-8$2,556$30,672
E-9$2,682$32,184
Warrant Officer
W-1$2,454$29,448
W-2$2,520$30,240
W-3$2,601$31,212
W-4$2,715$32,580
W-5$2,859$34,308
Commissioned Officer (Prior Enlisted)
O-1E$2,502$30,024
O-2E$2,586$31,032
O-3E$2,736$32,832
Commissioned Officer
O-1$2,334$28,008
O-2$2,436$29,232
O-3$2,598$31,176
O-4$2,904$34,848
O-5$3,129$37,548
O-6$3,153$37,836
O-7$3,174$38,088
Pay GradeMonthly RateAnnual Rate
Enlisted
E-1$1,791$21,492
E-2$1,791$21,492
E-3$1,791$21,492
E-4$1,791$21,492
E-5$1,947$23,364
E-6$2,049$24,588
E-7$2,178$26,136
E-8$2,340$28,080
E-9$2,367$28,404
Warrant Officer
W-1$2,142$25,704
W-2$2,337$28,044
W-3$2,376$28,512
W-4$2,442$29,304
W-5$2,508$30,096
Commissioned Officer (Prior Enlisted)
O-1E$2,307$27,684
O-2E$2,361$28,332
O-3E$2,427$29,124
Commissioned Officer
O-1$2,037$24,444
O-2$2,268$27,216
O-3$2,385$28,620
O-4$2,490$29,880
O-5$2,520$30,240
O-6$2,577$30,924
O-7$2,619$31,428

Frequently Asked Questions

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How BAH at Fort Stewart compares (Fort Stewart, GA MHA)

BAH here tracks closely with the national picture — an E-5 with dependents draws $2,310/mo against a national MHA average of $2,289 (117th of 299 MHAs). Neither a windfall nor a squeeze; your allowance should roughly match the local rental market's middle.

Statewide, this ranks 3rd of 10 MHAs — between Savannah, GA ($2,415/mo, highest) and Albany, GA ($1,371/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $348/mo (17.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.