Updated February 2026
2026 BAH Rates: Coast Guard Training Center Cape May
Monthly Basic Allowance for Housing rates for Coast Guard Training Center Cape May (Coast Guard) in the Cape May military housing area (MHA: NJ198), effective January 1, 2026.
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| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $2,523 | $30,276 |
| E-2 | $2,523 | $30,276 |
| E-3 | $2,523 | $30,276 |
| E-4 | $2,523 | $30,276 |
| E-5 | $2,754 | $33,048 |
| E-6 | $3,072 | $36,864 |
| E-7 | $3,114 | $37,368 |
| E-8 | $3,159 | $37,908 |
| E-9 | $3,312 | $39,744 |
| Warrant Officer | ||
| W-1 | $3,093 | $37,116 |
| W-2 | $3,132 | $37,584 |
| W-3 | $3,189 | $38,268 |
| W-4 | $3,360 | $40,320 |
| W-5 | $3,570 | $42,840 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $3,117 | $37,404 |
| O-2E | $3,177 | $38,124 |
| O-3E | $3,390 | $40,680 |
| Commissioned Officer | ||
| O-1 | $2,799 | $33,588 |
| O-2 | $3,069 | $36,828 |
| O-3 | $3,186 | $38,232 |
| O-4 | $3,639 | $43,668 |
| O-5 | $3,969 | $47,628 |
| O-6 | $4,002 | $48,024 |
| O-7 | $4,032 | $48,384 |
| Pay Grade | Monthly Rate | Annual Rate |
|---|---|---|
| Enlisted | ||
| E-1 | $1,968 | $23,616 |
| E-2 | $1,968 | $23,616 |
| E-3 | $1,968 | $23,616 |
| E-4 | $1,968 | $23,616 |
| E-5 | $2,172 | $26,064 |
| E-6 | $2,313 | $27,756 |
| E-7 | $2,532 | $30,384 |
| E-8 | $2,823 | $33,876 |
| E-9 | $2,913 | $34,956 |
| Warrant Officer | ||
| W-1 | $2,451 | $29,412 |
| W-2 | $2,820 | $33,840 |
| W-3 | $2,925 | $35,100 |
| W-4 | $3,078 | $36,936 |
| W-5 | $3,123 | $37,476 |
| Commissioned Officer (Prior Enlisted) | ||
| O-1E | $2,751 | $33,012 |
| O-2E | $2,892 | $34,704 |
| O-3E | $3,066 | $36,792 |
| Commissioned Officer | ||
| O-1 | $2,289 | $27,468 |
| O-2 | $2,682 | $32,184 |
| O-3 | $2,955 | $35,460 |
| O-4 | $3,108 | $37,296 |
| O-5 | $3,129 | $37,548 |
| O-6 | $3,165 | $37,980 |
| O-7 | $3,222 | $38,664 |
Frequently Asked Questions
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Military Pay CalculatorHow BAH at Coast Guard Training Center Cape May compares (Cape May, NJ MHA)
BAH for Coast Guard Training Center Cape May runs above the national average: $2,754/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (67th overall, 20.3% above average).
Statewide, this ranks 6th of 8 MHAs — between Northern New Jersey, NJ ($4,749/mo, highest) and Atlantic City, NJ ($2,655/mo, lowest) for an E-5 with dependents.
Across enlisted grades here, having dependents adds an average of $542/mo (24.6%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.
Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.