O-3 BAH Rates in Little Rock, AR (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Little Rock, AR is $1,974 per month with dependents and $1,902 per month without dependents. This rate is $885 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Little Rock is approximately $10,039.48 with dependents or $9,967.48 without.

O-3 BAH: Little Rock vs National Average

	Little Rock	National Avg	Difference
With Dependents	$1,974	$2,859	−$885
Without Dependents	$1,902	$2,493	−$591

O-3 Total Monthly Compensation in Little Rock

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Little Rock:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$1,974	$1,902
BAS	$328.48	$328.48
Total	$10,039.48	$9,967.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Little Rock

• E-3 — $1,758/mo
• E-4 — $1,758/mo
• E-5 — $1,848/mo
• E-6 — $1,941/mo
• E-7 — $1,959/mo
• O-1 — $1,869/mo
• O-2 — $1,938/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Little Rock?

The 2026 O-3 BAH rate in Little Rock is $1,974/mo with dependents and $1,902/mo without dependents.

What is the total monthly pay for O-3 in Little Rock?

An O-3 with 6 years of service in Little Rock earns approximately $10,039.48/mo total compensation with dependents (base pay $7,737 + BAH $1,974 + BAS $328.48). Without dependents: $9,967.48/mo.

Is Little Rock BAH above or below average?

O-3 BAH in Little Rock is $885 below the national average of $2,859/mo with dependents.

View all Arkansas BAH rates →