Updated February 2026
BAH Rates in Arkansas 2026
There are 3 military housing areas in Arkansas. In 2026, BAH rates for an E-5 with dependents range from $1,263/month in Fort Chaffee/Fort Smith to $1,848/month in Little Rock. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
Highest E-5 w/Dep
$1,848
Little Rock
Lowest E-5 w/Dep
$1,263
Fort Chaffee/Fort Smith
Housing Areas
3
MHAs in AR
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Fayetteville | $1,782 | $1,437 | $2,355 |
| Fort Chaffee/Fort Smith | $1,263 | $996 | $1,962 |
| Little Rock | $1,848 | $1,548 | $1,974 |
How Arkansas BAH compares
Arkansas's 3 military housing areas average $1,631/mo for an E-5 with dependents — 28.7% below the national MHA average of $2,289. The spread inside the state is real money: Little Rock, AR tops the table at $1,848/mo while Fort Chaffee/Fort Smith, AR sits at $1,263/mo — a $585 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.