O-3 BAH Rates in FORT CHAFFEE/FORT SMITH, AR (2026)

With Dependents
$1,962
per month
Without Dependents
$1,527
per month
Total Comp (w/ dep)
$10,027.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in FORT CHAFFEE/FORT SMITH, AR is $1,962 per month with dependents and $1,527 per month without dependents. This rate is $897 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in FORT CHAFFEE/FORT SMITH is approximately $10,027.48 with dependents or $9,592.48 without.

O-3 BAH: FORT CHAFFEE/FORT SMITH vs National Average

FORT CHAFFEE/FORT SMITHNational AvgDifference
With Dependents$1,962$2,859$-897
Without Dependents$1,527$2,493$-966

O-3 Total Monthly Compensation in FORT CHAFFEE/FORT SMITH

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in FORT CHAFFEE/FORT SMITH:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$1,962$1,527
BAS$328.48$328.48
Total$10,027.48$9,592.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in FORT CHAFFEE/FORT SMITH

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in FORT CHAFFEE/FORT SMITH?

The 2026 O-3 BAH rate in FORT CHAFFEE/FORT SMITH is $1,962/mo with dependents and $1,527/mo without dependents.

What is the total monthly pay for O-3 in FORT CHAFFEE/FORT SMITH?

An O-3 with 6 years of service in FORT CHAFFEE/FORT SMITH earns approximately $10,027.48/mo total compensation with dependents (base pay $7,737 + BAH $1,962 + BAS $328.48). Without dependents: $9,592.48/mo.

Is FORT CHAFFEE/FORT SMITH BAH above or below average?

O-3 BAH in FORT CHAFFEE/FORT SMITH is $897 below the national average of $2,859/mo with dependents.

View all Arkansas BAH rates →