E-3 BAH Rates in Fort Chaffee/Fort Smith, AR (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Fort Chaffee/Fort Smith, AR is $1,173 per month with dependents and $879 per month without dependents. This rate is $956 below the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Fort Chaffee/Fort Smith is approximately $4,664.95 with dependents or $4,370.95 without.
E-3 BAH: Fort Chaffee/Fort Smith vs National Average
| Fort Chaffee/Fort Smith | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,173 | $2,129 | −$956 |
| Without Dependents | $879 | $1,683 | −$804 |
E-3 Total Monthly Compensation in Fort Chaffee/Fort Smith
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Fort Chaffee/Fort Smith:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $1,173 | $879 |
| BAS | $476.95 | $476.95 |
| Total | $4,664.95 | $4,370.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Chaffee/Fort Smith
- E-4 — $1,173/mo
- E-5 — $1,263/mo
- E-6 — $1,680/mo
- E-7 — $1,785/mo
- O-1 — $1,320/mo
- O-2 — $1,677/mo
- O-3 — $1,962/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in Fort Chaffee/Fort Smith?
The 2026 E-3 BAH rate in Fort Chaffee/Fort Smith is $1,173/mo with dependents and $879/mo without dependents.
What is the total monthly pay for E-3 in Fort Chaffee/Fort Smith?
An E-3 with 2 years of service in Fort Chaffee/Fort Smith earns approximately $4,664.95/mo total compensation with dependents (base pay $3,015 + BAH $1,173 + BAS $476.95). Without dependents: $4,370.95/mo.
Is Fort Chaffee/Fort Smith BAH above or below average?
E-3 BAH in Fort Chaffee/Fort Smith is $956 below the national average of $2,129/mo with dependents.
E-3 BAH in Fort Chaffee/Fort Smith, AR, in context
An E-3 with dependents in Fort Chaffee/Fort Smith, AR draws $1,173/mo — 44.9% below the national average of $2,129 for this grade (295th of 299 MHAs). Without dependents the rate is $879/mo, a $294 difference.
Worth knowing: promotion to E-4 does not raise BAH in this MHA — both grades draw $1,173/mo with dependents. The housing bump at junior grades often arrives later than the stripe.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.