O-1 BAH Rates in FORT CHAFFEE/FORT SMITH, AR (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in FORT CHAFFEE/FORT SMITH, AR is $1,320 per month with dependents and $1,077 per month without dependents. This rate is $1,015 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in FORT CHAFFEE/FORT SMITH is approximately $5,968.48 with dependents or $5,725.48 without.
O-1 BAH: FORT CHAFFEE/FORT SMITH vs National Average
| FORT CHAFFEE/FORT SMITH | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,320 | $2,335 | $-1,015 |
| Without Dependents | $1,077 | $1,975 | $-898 |
O-1 Total Monthly Compensation in FORT CHAFFEE/FORT SMITH
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in FORT CHAFFEE/FORT SMITH:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $1,320 | $1,077 |
| BAS | $328.48 | $328.48 |
| Total | $5,968.48 | $5,725.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in FORT CHAFFEE/FORT SMITH
- E-3 — $1,173/mo
- E-4 — $1,173/mo
- E-5 — $1,263/mo
- E-6 — $1,680/mo
- E-7 — $1,785/mo
- O-2 — $1,677/mo
- O-3 — $1,962/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in FORT CHAFFEE/FORT SMITH?
The 2026 O-1 BAH rate in FORT CHAFFEE/FORT SMITH is $1,320/mo with dependents and $1,077/mo without dependents.
What is the total monthly pay for O-1 in FORT CHAFFEE/FORT SMITH?
An O-1 with 2 years of service in FORT CHAFFEE/FORT SMITH earns approximately $5,968.48/mo total compensation with dependents (base pay $4,320 + BAH $1,320 + BAS $328.48). Without dependents: $5,725.48/mo.
Is FORT CHAFFEE/FORT SMITH BAH above or below average?
O-1 BAH in FORT CHAFFEE/FORT SMITH is $1,015 below the national average of $2,335/mo with dependents.