O-1 BAH Rates in MONTGOMERY, AL (2026)

With Dependents
$1,701
per month
Without Dependents
$1,524
per month
Total Comp (w/ dep)
$6,349.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in MONTGOMERY, AL is $1,701 per month with dependents and $1,524 per month without dependents. This rate is $634 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in MONTGOMERY is approximately $6,349.48 with dependents or $6,172.48 without.

O-1 BAH: MONTGOMERY vs National Average

MONTGOMERYNational AvgDifference
With Dependents$1,701$2,335$-634
Without Dependents$1,524$1,975$-451

O-1 Total Monthly Compensation in MONTGOMERY

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in MONTGOMERY:

ComponentWith DependentsWithout Dependents
Base Pay$4,320$4,320
BAH$1,701$1,524
BAS$328.48$328.48
Total$6,349.48$6,172.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in MONTGOMERY

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in MONTGOMERY?

The 2026 O-1 BAH rate in MONTGOMERY is $1,701/mo with dependents and $1,524/mo without dependents.

What is the total monthly pay for O-1 in MONTGOMERY?

An O-1 with 2 years of service in MONTGOMERY earns approximately $6,349.48/mo total compensation with dependents (base pay $4,320 + BAH $1,701 + BAS $328.48). Without dependents: $6,172.48/mo.

Is MONTGOMERY BAH above or below average?

O-1 BAH in MONTGOMERY is $634 below the national average of $2,335/mo with dependents.

View all Alabama BAH rates →