O-2 BAH Rates in Birmingham, AL (2026)

With Dependents
$2,529
per month
Without Dependents
$2,370
per month
Total Comp (w/ dep)
$9,341.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Birmingham, AL is $2,529 per month with dependents and $2,370 per month without dependents. This rate is $79 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Birmingham is approximately $9,341.98 with dependents or $9,182.98 without.

O-2 BAH: Birmingham vs National Average

BirminghamNational AvgDifference
With Dependents$2,529$2,608−$79
Without Dependents$2,370$2,243+$127

O-2 Total Monthly Compensation in Birmingham

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Birmingham:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$2,529$2,370
BAS$328.48$328.48
Total$9,341.98$9,182.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Birmingham

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Birmingham?

The 2026 O-2 BAH rate in Birmingham is $2,529/mo with dependents and $2,370/mo without dependents.

What is the total monthly pay for O-2 in Birmingham?

An O-2 with 4 years of service in Birmingham earns approximately $9,341.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,529 + BAS $328.48). Without dependents: $9,182.98/mo.

Is Birmingham BAH above or below average?

O-2 BAH in Birmingham is $79 below the national average of $2,608/mo with dependents.

View all Alabama BAH rates →

O-2 BAH in Birmingham, AL, in context

An O-2 with dependents in Birmingham, AL draws $2,529/mo — 3% below the national average of $2,608 for this grade (127th of 299 MHAs). Without dependents the rate is $2,370/mo, a $159 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $36/mo (to $2,565), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.