O-3 BAH Rates in Anniston/Fort McClellan, AL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Anniston/Fort McClellan, AL is $1,686 per month with dependents and $1,377 per month without dependents. This rate is $1,173 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Anniston/Fort McClellan is approximately $9,751.48 with dependents or $9,442.48 without.
O-3 BAH: Anniston/Fort McClellan vs National Average
| Anniston/Fort McClellan | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,686 | $2,859 | −$1,173 |
| Without Dependents | $1,377 | $2,493 | −$1,116 |
O-3 Total Monthly Compensation in Anniston/Fort McClellan
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Anniston/Fort McClellan:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $1,686 | $1,377 |
| BAS | $328.48 | $328.48 |
| Total | $9,751.48 | $9,442.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Anniston/Fort McClellan
- E-3 — $1,176/mo
- E-4 — $1,176/mo
- E-5 — $1,185/mo
- E-6 — $1,491/mo
- E-7 — $1,560/mo
- O-1 — $1,230/mo
- O-2 — $1,488/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Anniston/Fort McClellan?
The 2026 O-3 BAH rate in Anniston/Fort McClellan is $1,686/mo with dependents and $1,377/mo without dependents.
What is the total monthly pay for O-3 in Anniston/Fort McClellan?
An O-3 with 6 years of service in Anniston/Fort McClellan earns approximately $9,751.48/mo total compensation with dependents (base pay $7,737 + BAH $1,686 + BAS $328.48). Without dependents: $9,442.48/mo.
Is Anniston/Fort McClellan BAH above or below average?
O-3 BAH in Anniston/Fort McClellan is $1,173 below the national average of $2,859/mo with dependents.
O-3 BAH in Anniston/Fort Mcclellan, AL, in context
An O-3 with dependents in Anniston/Fort Mcclellan, AL draws $1,686/mo — 41% below the national average of $2,859 for this grade (299th of 299 MHAs). Without dependents the rate is $1,377/mo, a $309 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $249/mo (to $1,935), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.