O-1 BAH Rates in Anniston/Fort McClellan, AL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Anniston/Fort McClellan, AL is $1,230 per month with dependents and $1,161 per month without dependents. This rate is $1,105 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Anniston/Fort McClellan is approximately $5,878.48 with dependents or $5,809.48 without.
O-1 BAH: Anniston/Fort McClellan vs National Average
| Anniston/Fort McClellan | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,230 | $2,335 | −$1,105 |
| Without Dependents | $1,161 | $1,975 | −$814 |
O-1 Total Monthly Compensation in Anniston/Fort McClellan
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Anniston/Fort McClellan:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $1,230 | $1,161 |
| BAS | $328.48 | $328.48 |
| Total | $5,878.48 | $5,809.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Anniston/Fort McClellan
- E-3 — $1,176/mo
- E-4 — $1,176/mo
- E-5 — $1,185/mo
- E-6 — $1,491/mo
- E-7 — $1,560/mo
- O-2 — $1,488/mo
- O-3 — $1,686/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Anniston/Fort McClellan?
The 2026 O-1 BAH rate in Anniston/Fort McClellan is $1,230/mo with dependents and $1,161/mo without dependents.
What is the total monthly pay for O-1 in Anniston/Fort McClellan?
An O-1 with 2 years of service in Anniston/Fort McClellan earns approximately $5,878.48/mo total compensation with dependents (base pay $4,320 + BAH $1,230 + BAS $328.48). Without dependents: $5,809.48/mo.
Is Anniston/Fort McClellan BAH above or below average?
O-1 BAH in Anniston/Fort McClellan is $1,105 below the national average of $2,335/mo with dependents.
O-1 BAH in Anniston/Fort Mcclellan, AL, in context
An O-1 with dependents in Anniston/Fort Mcclellan, AL draws $1,230/mo — 47.3% below the national average of $2,335 for this grade (298th of 299 MHAs). Without dependents the rate is $1,161/mo, a $69 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $258/mo (to $1,488), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.