O-2 BAH Rates in Madison, WI (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Madison, WI is $2,886 per month with dependents and $2,571 per month without dependents. This rate is $278 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Madison is approximately $9,698.98 with dependents or $9,383.98 without.
O-2 BAH: Madison vs National Average
| Madison | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,886 | $2,608 | +$278 |
| Without Dependents | $2,571 | $2,243 | +$328 |
O-2 Total Monthly Compensation in Madison
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Madison:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,886 | $2,571 |
| BAS | $328.48 | $328.48 |
| Total | $9,698.98 | $9,383.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Madison
- E-3 — $2,394/mo
- E-4 — $2,394/mo
- E-5 — $2,655/mo
- E-6 — $2,889/mo
- E-7 — $3,084/mo
- O-1 — $2,691/mo
- O-3 — $3,426/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Madison?
The 2026 O-2 BAH rate in Madison is $2,886/mo with dependents and $2,571/mo without dependents.
What is the total monthly pay for O-2 in Madison?
An O-2 with 4 years of service in Madison earns approximately $9,698.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,886 + BAS $328.48). Without dependents: $9,383.98/mo.
Is Madison BAH above or below average?
O-2 BAH in Madison is $278 above the national average of $2,608/mo with dependents.
O-2 BAH in Madison, WI, in context
An O-2 with dependents in Madison, WI draws $2,886/mo — 10.7% above the national average of $2,608 for this grade (80th of 299 MHAs). Without dependents the rate is $2,571/mo, a $315 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $540/mo (to $3,426), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.