O-3 BAH Rates in Charleston, WV (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Charleston, WV is $1,860 per month with dependents and $1,632 per month without dependents. This rate is $999 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Charleston is approximately $9,925.48 with dependents or $9,697.48 without.

O-3 BAH: Charleston vs National Average

	Charleston	National Avg	Difference
With Dependents	$1,860	$2,859	−$999
Without Dependents	$1,632	$2,493	−$861

O-3 Total Monthly Compensation in Charleston

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Charleston:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$1,860	$1,632
BAS	$328.48	$328.48
Total	$9,925.48	$9,697.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Charleston

• E-3 — $1,308/mo
• E-4 — $1,308/mo
• E-5 — $1,404/mo
• E-6 — $1,764/mo
• E-7 — $1,800/mo
• O-1 — $1,452/mo
• O-2 — $1,761/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Charleston?

The 2026 O-3 BAH rate in Charleston is $1,860/mo with dependents and $1,632/mo without dependents.

What is the total monthly pay for O-3 in Charleston?

An O-3 with 6 years of service in Charleston earns approximately $9,925.48/mo total compensation with dependents (base pay $7,737 + BAH $1,860 + BAS $328.48). Without dependents: $9,697.48/mo.

Is Charleston BAH above or below average?

O-3 BAH in Charleston is $999 below the national average of $2,859/mo with dependents.

View all West Virginia BAH rates →