O-2 BAH Rates in San Antonio, TX (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in San Antonio, TX is $2,091 per month with dependents and $1,827 per month without dependents. This rate is $517 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in San Antonio is approximately $8,903.98 with dependents or $8,639.98 without.
O-2 BAH: San Antonio vs National Average
| San Antonio | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,091 | $2,608 | −$517 |
| Without Dependents | $1,827 | $2,243 | −$416 |
O-2 Total Monthly Compensation in San Antonio
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in San Antonio:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,091 | $1,827 |
| BAS | $328.48 | $328.48 |
| Total | $8,903.98 | $8,639.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in San Antonio
- E-3 — $1,728/mo
- E-4 — $1,728/mo
- E-5 — $1,869/mo
- E-6 — $2,094/mo
- E-7 — $2,112/mo
- O-1 — $1,905/mo
- O-3 — $2,127/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in San Antonio?
The 2026 O-2 BAH rate in San Antonio is $2,091/mo with dependents and $1,827/mo without dependents.
What is the total monthly pay for O-2 in San Antonio?
An O-2 with 4 years of service in San Antonio earns approximately $8,903.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,091 + BAS $328.48). Without dependents: $8,639.98/mo.
Is San Antonio BAH above or below average?
O-2 BAH in San Antonio is $517 below the national average of $2,608/mo with dependents.
O-2 BAH in San Antonio, TX, in context
An O-2 with dependents in San Antonio, TX draws $2,091/mo — 19.8% below the national average of $2,608 for this grade (214th of 299 MHAs). Without dependents the rate is $1,827/mo, a $264 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $36/mo (to $2,127), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.