O-1 BAH Rates in San Antonio, TX (2026)

With Dependents
$1,905
per month
Without Dependents
$1,584
per month
Total Comp (w/ dep)
$6,553.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in San Antonio, TX is $1,905 per month with dependents and $1,584 per month without dependents. This rate is $430 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in San Antonio is approximately $6,553.48 with dependents or $6,232.48 without.

O-1 BAH: San Antonio vs National Average

San AntonioNational AvgDifference
With Dependents$1,905$2,335−$430
Without Dependents$1,584$1,975−$391

O-1 Total Monthly Compensation in San Antonio

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in San Antonio:

ComponentWith DependentsWithout Dependents
Base Pay$4,320$4,320
BAH$1,905$1,584
BAS$328.48$328.48
Total$6,553.48$6,232.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in San Antonio

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in San Antonio?

The 2026 O-1 BAH rate in San Antonio is $1,905/mo with dependents and $1,584/mo without dependents.

What is the total monthly pay for O-1 in San Antonio?

An O-1 with 2 years of service in San Antonio earns approximately $6,553.48/mo total compensation with dependents (base pay $4,320 + BAH $1,905 + BAS $328.48). Without dependents: $6,232.48/mo.

Is San Antonio BAH above or below average?

O-1 BAH in San Antonio is $430 below the national average of $2,335/mo with dependents.

View all Texas BAH rates →

O-1 BAH in San Antonio, TX, in context

An O-1 with dependents in San Antonio, TX draws $1,905/mo — 18.4% below the national average of $2,335 for this grade (198th of 299 MHAs). Without dependents the rate is $1,584/mo, a $321 difference.

Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $186/mo (to $2,091), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.