O-2 BAH Rates in Nashville, TN (2026)

With Dependents
$2,670
per month
Without Dependents
$2,220
per month
Total Comp (w/ dep)
$9,482.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Nashville, TN is $2,670 per month with dependents and $2,220 per month without dependents. This rate is $62 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Nashville is approximately $9,482.98 with dependents or $9,032.98 without.

O-2 BAH: Nashville vs National Average

NashvilleNational AvgDifference
With Dependents$2,670$2,608+$62
Without Dependents$2,220$2,243−$23

O-2 Total Monthly Compensation in Nashville

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Nashville:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$2,670$2,220
BAS$328.48$328.48
Total$9,482.98$9,032.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Nashville

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Nashville?

The 2026 O-2 BAH rate in Nashville is $2,670/mo with dependents and $2,220/mo without dependents.

What is the total monthly pay for O-2 in Nashville?

An O-2 with 4 years of service in Nashville earns approximately $9,482.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,670 + BAS $328.48). Without dependents: $9,032.98/mo.

Is Nashville BAH above or below average?

O-2 BAH in Nashville is $62 above the national average of $2,608/mo with dependents.

View all Tennessee BAH rates →

O-2 BAH in Nashville, TN, in context

An O-2 with dependents in Nashville, TN draws $2,670/mo — 2.4% above the national average of $2,608 for this grade (111th of 299 MHAs). Without dependents the rate is $2,220/mo, a $450 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $114/mo (to $2,784), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.