O-2 BAH Rates in Knoxville, TN (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Knoxville, TN is $2,646 per month with dependents and $2,148 per month without dependents. This rate is $38 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Knoxville is approximately $9,458.98 with dependents or $8,960.98 without.

O-2 BAH: Knoxville vs National Average

	Knoxville	National Avg	Difference
With Dependents	$2,646	$2,608	+$38
Without Dependents	$2,148	$2,243	−$95

O-2 Total Monthly Compensation in Knoxville

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Knoxville:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$2,646	$2,148
BAS	$328.48	$328.48
Total	$9,458.98	$8,960.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Knoxville

• E-3 — $2,058/mo
• E-4 — $2,058/mo
• E-5 — $2,184/mo
• E-6 — $2,649/mo
• E-7 — $2,745/mo
• O-1 — $2,247/mo
• O-3 — $2,904/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Knoxville?

The 2026 O-2 BAH rate in Knoxville is $2,646/mo with dependents and $2,148/mo without dependents.

What is the total monthly pay for O-2 in Knoxville?

An O-2 with 4 years of service in Knoxville earns approximately $9,458.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,646 + BAS $328.48). Without dependents: $8,960.98/mo.

Is Knoxville BAH above or below average?

O-2 BAH in Knoxville is $38 above the national average of $2,608/mo with dependents.

View all Tennessee BAH rates →