O-3 BAH Rates in Sioux Falls, SD (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Sioux Falls, SD is $2,106 per month with dependents and $1,854 per month without dependents. This rate is $753 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Sioux Falls is approximately $10,171.48 with dependents or $9,919.48 without.

O-3 BAH: Sioux Falls vs National Average

	Sioux Falls	National Avg	Difference
With Dependents	$2,106	$2,859	−$753
Without Dependents	$1,854	$2,493	−$639

O-3 Total Monthly Compensation in Sioux Falls

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Sioux Falls:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,106	$1,854
BAS	$328.48	$328.48
Total	$10,171.48	$9,919.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Sioux Falls

• E-3 — $1,428/mo
• E-4 — $1,428/mo
• E-5 — $1,554/mo
• E-6 — $2,025/mo
• E-7 — $2,055/mo
• O-1 — $1,617/mo
• O-2 — $2,022/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Sioux Falls?

The 2026 O-3 BAH rate in Sioux Falls is $2,106/mo with dependents and $1,854/mo without dependents.

What is the total monthly pay for O-3 in Sioux Falls?

An O-3 with 6 years of service in Sioux Falls earns approximately $10,171.48/mo total compensation with dependents (base pay $7,737 + BAH $2,106 + BAS $328.48). Without dependents: $9,919.48/mo.

Is Sioux Falls BAH above or below average?

O-3 BAH in Sioux Falls is $753 below the national average of $2,859/mo with dependents.

View all South Dakota BAH rates →