O-2 BAH Rates in Providence, RI (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Providence, RI is $3,453 per month with dependents and $3,150 per month without dependents. This rate is $845 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Providence is approximately $10,265.98 with dependents or $9,962.98 without.

O-2 BAH: Providence vs National Average

	Providence	National Avg	Difference
With Dependents	$3,453	$2,608	+$845
Without Dependents	$3,150	$2,243	+$907

O-2 Total Monthly Compensation in Providence

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Providence:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$3,453	$3,150
BAS	$328.48	$328.48
Total	$10,265.98	$9,962.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Providence

• E-3 — $3,045/mo
• E-4 — $3,045/mo
• E-5 — $3,195/mo
• E-6 — $3,456/mo
• E-7 — $3,657/mo
• O-1 — $3,234/mo
• O-3 — $4,008/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Providence?

The 2026 O-2 BAH rate in Providence is $3,453/mo with dependents and $3,150/mo without dependents.

What is the total monthly pay for O-2 in Providence?

An O-2 with 4 years of service in Providence earns approximately $10,265.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,453 + BAS $328.48). Without dependents: $9,962.98/mo.

Is Providence BAH above or below average?

O-2 BAH in Providence is $845 above the national average of $2,608/mo with dependents.

View all Rhode Island BAH rates →